.page-disclaimer {
  --terms-bg-deep: #0A192F;
  --terms-bg-panel: #112240;
  --terms-bg-soft: #F5F7FA;
  --terms-card: #FFFFFF;
  --terms-text-dark: #132A4A;
  --terms-text-muted: #4E5D78;
  --terms-line: #E2E8F0;
  --terms-warn-deep: #B34700;
  --terms-violet-deep: #7A1FA2;
  --terms-green-deep: #0B8A4B;
  background: var(--terms-bg-deep);
  color: var(--c-text);
  line-height: var(--line-height);
}

.page-disclaimer .terms-breadcrumb {
  padding-top: 1.5rem;
}

.page-disclaimer .terms-hero {
  padding: 2rem 0 2.5rem;
}

.page-disclaimer .terms-hero__grid {
  display: grid;
  gap: 2rem;
}

.page-disclaimer .terms-hero__main {
  display: grid;
  gap: 1rem;
}

.page-disclaimer .terms-hero__kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.625rem;
  font-family: var(--font-number);
  font-size: 0.8125rem;
  letter-spacing: 0.16em;
  color: var(--c-accent);
  text-transform: uppercase;
  margin: 0;
}

.page-disclaimer .terms-hero__kicker::before {
  content: "";
  display: inline-block;
  width: 2rem;
  height: 2px;
  background: currentColor;
}

.page-disclaimer .terms-hero h1 {
  font-family: var(--font-head);
  font-weight: 850;
  font-size: clamp(2rem, 6vw, 3.75rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--c-text);
  margin: 0;
}

.page-disclaimer .terms-hero__lead {
  max-width: 40rem;
  color: var(--c-muted);
  font-size: 1.0625rem;
  margin: 0;
}

.page-disclaimer .terms-hero__meta {
  margin: 0;
  padding: 1.25rem;
  background: var(--terms-bg-panel);
  border: 1px solid var(--c-line);
  border-radius: var(--radius);
  display: grid;
  gap: 0.875rem;
}

.page-disclaimer .terms-hero__meta-item {
  display: grid;
  grid-template-columns: 6.5rem 1fr;
  gap: 0.875rem;
  align-items: baseline;
}

.page-disclaimer .terms-hero__meta-item dt {
  font-family: var(--font-number);
  font-size: 0.75rem;
  letter-spacing: 0.08em;
  color: var(--c-muted);
  text-transform: uppercase;
}

.page-disclaimer .terms-hero__meta-item dd {
  margin: 0;
  font-weight: 600;
  color: var(--c-text);
}

.page-disclaimer .terms-hero__meta-item a {
  color: var(--c-accent);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color 0.2s ease;
}

.page-disclaimer .terms-hero__meta-item a:hover {
  border-bottom-color: currentColor;
}

.page-disclaimer .terms-nav {
  padding: 0 0 1.5rem;
}

.page-disclaimer .terms-nav__panel {
  border: 1px solid var(--c-line);
  border-radius: var(--radius);
  background: var(--terms-bg-panel);
  padding: 1.25rem 1.25rem;
  display: grid;
  gap: 0.875rem;
}

.page-disclaimer .terms-nav__heading {
  font-family: var(--font-number);
  font-weight: 700;
  font-size: 0.8125rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--c-warn);
  margin: 0;
}

.page-disclaimer .terms-nav__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.375rem;
}

.page-disclaimer .terms-nav__list li {
  margin: 0;
}

.page-disclaimer .terms-nav__list a {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.625rem 0.25rem;
  color: var(--c-text);
  text-decoration: none;
  font-weight: 600;
  border-bottom: 1px solid rgba(35, 53, 84, 0.65);
  transition: color 0.2s ease, background 0.2s ease;
}

.page-disclaimer .terms-nav__list a::after {
  content: "→";
  margin-left: auto;
  font-family: var(--font-number);
  color: var(--c-accent);
}

.page-disclaimer .terms-nav__list li:last-child a {
  border-bottom: 0;
}

.page-disclaimer .terms-nav__list a:hover {
  color: var(--c-accent);
}

.page-disclaimer .terms-clauses {
  background: var(--terms-bg-soft);
  color: var(--terms-text-dark);
  padding: clamp(2.5rem, 5vw, 4rem) 0;
  position: relative;
}

.page-disclaimer .terms-clauses::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--c-accent), var(--c-violet), var(--c-warn));
}

.page-disclaimer .terms-clauses__header {
  max-width: 44rem;
  margin-bottom: 2rem;
}

.page-disclaimer .terms-clauses__index {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-number);
  font-size: 0.8125rem;
  letter-spacing: 0.14em;
  color: var(--terms-warn-deep);
  text-transform: uppercase;
}

.page-disclaimer .terms-clauses__index::before {
  content: "";
  width: 1.5rem;
  height: 2px;
  background: currentColor;
}

.page-disclaimer .terms-clauses__heading {
  font-family: var(--font-head);
  font-weight: 850;
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  letter-spacing: -0.02em;
  color: var(--terms-bg-deep);
  margin: 0.5rem 0 0;
}

.page-disclaimer .terms-clauses__sub {
  margin: 0.625rem 0 0;
  color: var(--terms-text-muted);
}

.page-disclaimer .terms-clause {
  background: var(--terms-card);
  border: 1px solid var(--terms-line);
  border-radius: calc(var(--radius) + 2px);
  overflow: hidden;
  margin-bottom: 0.875rem;
  box-shadow: 0 4px 16px rgba(16, 34, 64, 0.06);
  transition: border-color 0.25s ease, box-shadow 0.25s ease;
  scroll-margin-top: calc(var(--header-height) + 0.875rem);
}

.page-disclaimer .terms-clause:last-child {
  margin-bottom: 0;
}

.page-disclaimer .terms-clause[open] {
  border-color: var(--terms-green-deep);
  box-shadow: 0 10px 30px rgba(11, 138, 75, 0.14);
}

.page-disclaimer .terms-clause summary {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 0.875rem;
  padding: 1rem 1.125rem;
  cursor: pointer;
  user-select: none;
}

.page-disclaimer .terms-clause summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .terms-clause__no {
  font-family: var(--font-number);
  font-weight: 800;
  font-size: 1.125rem;
  line-height: 1;
  color: var(--terms-warn-deep);
  background: rgba(255, 108, 0, 0.08);
  border: 1px solid rgba(179, 71, 0, 0.26);
  border-radius: 6px;
  padding: 0.5rem 0.625rem;
  flex-shrink: 0;
}

.page-disclaimer .terms-clause:nth-of-type(even) .terms-clause__no {
  color: var(--terms-violet-deep);
  background: rgba(122, 31, 162, 0.08);
  border-color: rgba(122, 31, 162, 0.28);
}

.page-disclaimer .terms-clause__title {
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.125rem;
  color: var(--terms-text-dark);
  letter-spacing: -0.01em;
}

.page-disclaimer .terms-clause__toggle {
  margin-left: auto;
  flex-shrink: 0;
  display: grid;
  place-items: center;
  width: 1.5rem;
  height: 1.5rem;
  border: 1px solid #CBD5E1;
  border-radius: 4px;
  color: var(--terms-warn-deep);
  font-family: var(--font-number);
  font-weight: 700;
  line-height: 1;
  transition: transform 0.25s ease, border-color 0.25s ease, color 0.25s ease, background 0.25s ease;
}

.page-disclaimer .terms-clause[open] .terms-clause__toggle {
  transform: rotate(45deg);
  border-color: var(--terms-green-deep);
  color: var(--terms-green-deep);
  background: rgba(11, 138, 75, 0.06);
}

.page-disclaimer .terms-clause__body {
  padding: 1rem 1.125rem 1.25rem;
  border-top: 1px solid var(--terms-line);
  color: var(--terms-text-muted);
  font-size: 0.9688rem;
  line-height: 1.75;
}

.page-disclaimer .terms-clause__body p {
  margin: 0 0 0.875rem;
}

.page-disclaimer .terms-clause__body p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .terms-clause__body strong {
  color: var(--terms-text-dark);
  font-weight: 700;
}

.page-disclaimer .terms-clause__note {
  background: rgba(255, 108, 0, 0.08);
  border-left: 3px solid var(--c-warn);
  padding: 0.875rem 1rem;
  border-radius: 0 var(--radius) var(--radius) 0;
}

.page-disclaimer .terms-clause__note strong {
  color: var(--terms-warn-deep);
}

.page-disclaimer .terms-clause__list {
  margin: 0 0 1rem;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.5rem;
}

.page-disclaimer .terms-clause__list li {
  position: relative;
  padding-left: 1.5rem;
}

.page-disclaimer .terms-clause__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.65em;
  width: 0.5rem;
  height: 0.5rem;
  background: var(--terms-green-deep);
  transform: rotate(45deg);
}

.page-disclaimer .terms-clause__body a {
  color: var(--terms-warn-deep);
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid rgba(179, 71, 0, 0.35);
  transition: border-color 0.2s ease;
}

.page-disclaimer .terms-clause__body a:hover {
  border-bottom-color: currentColor;
}

.page-disclaimer .terms-closing {
  background: var(--terms-bg-deep);
  color: var(--c-text);
  padding: clamp(3rem, 6vw, 4.5rem) 0;
}

.page-disclaimer .terms-closing__inner {
  max-width: 44rem;
  margin-inline: auto;
  text-align: center;
  display: grid;
  gap: 2rem;
}

.page-disclaimer .terms-closing__media img {
  display: block;
  width: min(100%, 480px);
  height: auto;
  margin-inline: auto;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.page-disclaimer .terms-closing__content {
  display: grid;
  justify-items: center;
  gap: 1rem;
}

.page-disclaimer .terms-closing__heading {
  font-family: var(--font-head);
  font-weight: 850;
  font-size: clamp(1.5rem, 3vw, 2rem);
  letter-spacing: -0.02em;
  margin: 0;
}

.page-disclaimer .terms-closing__lead {
  color: var(--c-muted);
  margin: 0;
  max-width: 36rem;
}

.page-disclaimer .terms-closing__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
}

.page-disclaimer .terms-closing__trust {
  margin: 0.5rem 0 0;
  font-size: 0.875rem;
  color: var(--c-muted);
  border-top: 1px solid var(--c-line);
  padding-top: 1.25rem;
}

.page-disclaimer .terms-closing__trust-label {
  font-family: var(--font-number);
  font-size: 0.8125rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--c-accent);
  margin-right: 0.375rem;
}

@media (min-width: 768px) {
  .page-disclaimer .terms-hero {
    padding-top: 3.25rem;
  }

  .page-disclaimer .terms-hero__grid {
    grid-template-columns: minmax(0, 1fr) 300px;
    gap: 2.5rem;
    align-items: end;
  }

  .page-disclaimer .terms-hero__meta {
    margin-top: 0;
  }

  .page-disclaimer .terms-nav__list {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 0.625rem;
  }

  .page-disclaimer .terms-nav__list a {
    border-bottom: 0;
    background: rgba(35, 53, 84, 0.5);
    border-radius: 6px;
    min-height: 4.25rem;
    justify-content: center;
    text-align: center;
    padding: 0.75rem 0.5rem;
  }

  .page-disclaimer .terms-nav__list a::after {
    content: none;
  }

  .page-disclaimer .terms-clause summary {
    padding: 1.25rem 1.5rem;
    gap: 1rem;
  }

  .page-disclaimer .terms-clause__no {
    font-size: 1.25rem;
  }

  .page-disclaimer .terms-clause__body {
    padding: 1.25rem 1.5rem 1.5rem;
  }

  .page-disclaimer .terms-closing__inner {
    gap: 2.5rem;
  }
}

@media (min-width: 1200px) {
  .page-disclaimer .terms-hero__grid {
    grid-template-columns: minmax(0, 1fr) 360px;
    gap: 4.5rem;
  }
}